DEALPROOF
Independent buyer education

TEXAS VEHICLE TAX

Texas car sales tax: 6.25% after an eligible trade-in.

Texas motor vehicle sales tax is 6.25% of the sales price minus an eligible motor-vehicle trade-in allowance. Private-party used-car purchases can use a standard presumptive value.

Texas tax formula

Dealer purchase estimate

(Vehicle selling price − eligible trade-in allowance) × 6.25%

$40,000 Texas example

With no trade, estimated tax is $2,500. With a $10,000 eligible trade-in in the same transaction, the estimated taxable value is $30,000 and tax is $1,875—a $625 difference.

Private-party purchases are different

Texas may calculate tax on the purchase price or the state's standard presumptive value for a used vehicle bought from someone other than a licensed dealer. Check the value before treating a low written price as the taxable amount.

What to verify

  • The trade is a qualifying motor vehicle transferred in the same transaction.
  • The tax line equals 6.25% of the documented taxable value.
  • Title, registration, inspection, and dealer charges are itemized separately.

Official Texas sources

Review the Texas Comptroller sales and use tax summary and its motor vehicle tax FAQ. Private-party buyers can check the Texas DMV presumptive value calculator.

Educational estimate reviewed September 3, 2026. Exemptions, gifts, interstate purchases, private sales, and unusual transactions can change the result.