Set the ceiling
Choose a price and payment limit before shopping so the target cannot drift.
DEALPROOF TOOLKIT
Use the dealer's real numbers to expose the complete price, loan cost, trade position, taxes, and fees before you sign.
FREE BUYER TOOLS
Combine price, taxes, fees, trade equity, cash down, APR, and term.
Build the full deal → STATE TAXEstimate vehicle tax and see how an eligible trade-in changes the taxable price.
Check my state → PAYMENTEstimate the payment, amount financed, total interest, and full loan cost.
Calculate a payment → COMPAREPut two APR and term combinations side by side using the same principal.
Compare two loans → PAY OFFSee how extra principal could reduce the payoff time and interest.
Test an extra payment → TRADESee how old debt changes the next loan and its lifetime cost.
Check my trade → FEESTranslate doc fees and add-ons into payment and financed cost.
Review the fees → BUDGETWork backward from a payment ceiling to a realistic vehicle price.
Set my ceiling →ONE CLEAR PROCESS
Choose a price and payment limit before shopping so the target cannot drift.
Enter every buyer's-order figure and separate the vehicle price from the extras.
Run the dealer offer against another lender using the exact same amount financed.