Buyer's-order checklist

Vehicle

• VIN, year, make, model, trim, mileage, and stock number match the vehicle.
• New, used, certified, demo, prior-rental, or other status is accurately described.
• Included equipment and dealer-installed accessories match what was promised.

Price and discounts

• Selling price matches the final written quote.
• Every discount and rebate is listed separately.
• You actually qualify for every conditional rebate shown.
• No trade allowance or down payment is being used to disguise the vehicle price.

Taxes, fees, and products

• Sales tax rate and taxable amount are reasonable for the transaction.
• Government title, registration, and license charges are separated from dealer fees.
• Every documentation or processing fee matches the quote.
• Every add-on has a name and price, and you intentionally agreed to it.
• Products you declined are removed from both the buyer's order and financing.

Trade-in

• Trade allowance matches the written offer.
• Loan payoff is current and belongs to the correct lender and account.
• Positive or negative equity is calculated correctly.
• The contract shows exactly how negative equity is paid or financed.

Financing

• Amount financed reconciles with price, tax, fees, trade, payoff, and cash down.
• APR—not only the payment—matches the offer you accepted.
• Loan term and number of payments are correct.
• Finance charge and total of payments are visible.
• No optional credit product was added as a condition of approval without explanation.
• There are no blank spaces or promised changes that exist only verbally.

Before taking delivery

• You received complete copies of everything signed.
• Warranty and optional-product contracts are included.
• Any remaining repair, accessory, or delivery promise is written and signed.
• Insurance is active and the final payment fits the full ownership budget.